McKinney New Construction Closing Credits
Buying new construction in McKinney, Trinity Falls, Stonebridge Ranch, Painted Tree, or anywhere in Collin County? Keep most of the buyer-agent commission (returned as an estimated closing credit, subject to lender approval), with no out-of-pocket cost. Up to 2% of the price back as a closing credit, statewide.
*Example shows the maximum 2% closing credit on a $500,000 home. Actual closing credit varies by builder and purchase price, and is subject to lender approval. Buyer-agent compensation is negotiable and not set by law.
*Estimates only. Subject to lender approval & closing terms. EXL Realty Group, TREC broker license 9015220, agent 0778114.
See Full BreakdownHow much cash back do you get on a new-construction home in McKinney?
EXL Realty Group returns up to 2% of the purchase price as an estimated closing credit, paid from the buyer-agent commission the builder pays. We keep the rest of the builder-paid commission as our fee. On the median McKinney new-construction list price in our live feed ($495,990), that is up to about $9,920; on a $500,000 home, up to $10,000. As of August 29, 2026, the feed shows 115 new-construction homes in McKinney (30 ready now) from builders including Meritage Homes, Coventry Homes and Drees Custom Homes. Register EXL Realty Group as your agent before your first model-home visit to stay eligible; the credit is applied at closing, subject to lender approval.
Page last reviewed: August 29, 2026 · Inventory figures come from our live builder feed and refresh weekly.
McKinney Builders & Communities We Serve
We work with all major new-construction builders in McKinney and Collin County. Register before visiting any builder to remain eligible for your estimated closing credit.
McKinney Builders We Represent You With
Not affiliated with, endorsed by, or sponsored by any builder listed above.
McKinney Communities
Nearby Cities
Living in McKinney: county, school districts and commutes
- County
- McKinney is entirely in Collin County.
- School districts
- McKinney ISD serves about 73% of the city. Parts of McKinney are in Prosper ISD and Frisco ISD, with smaller areas in Allen ISD, Melissa ISD and Lovejoy ISD. Check a specific address with the Texas Education Agency School District Locator.
- Getting around
- US 75, SH 121 (Sam Rayburn Tollway), US 380 and SH 5 all serve McKinney.
Keep exploring: Allen · Frisco · Plano · All of Dallas-Fort Worth
Counties and school districts from U.S. Census Bureau and Texas Education Agency 2025-26 boundary data; shares are of each city’s land area. Commute routes from city and economic development pages.
How It Works
Three steps to receive an estimated closing credit on your McKinney new-construction home.
Register Jakir as My Agent
Complete a quick online registration before visiting any builder. This registers Jakir Malek (EXL Realty Group) as your buyer's agent and preserves your rebate eligibility. Takes about 2 minutes, at no cost.
Shop Any McKinney Community
Tour model homes and choose the new construction community and floorplan that fits your life. Works with all major McKinney builders: D.R. Horton, Lennar, Highland Homes, Bloomfield, and more.
Close & Receive Your Estimated Credit
At closing, the estimated closing credit is applied to your costs, subject to lender approval. Use it for closing costs, a rate buydown, builder upgrades, or lot premiums.
McKinney New Construction Rebate Calculator
Enter your expected McKinney home price to estimate your closing credit. EXL Realty Group returns up to 2% of the purchase price of any new-construction home as an estimated closing credit (for example, up to $10,000 on a $500,000 home), paid from the buyer-agent commission the builder pays. We keep the rest of the builder-paid commission as our fee. The credit is applied at closing, subject to lender approval.
Our fee: the rest of the builder-paid commission
You receive up to: 2% of the price
McKinney New Construction FAQ
Answers about McKinney builders, communities, how the closing credit works, and legality in Texas.
Yes. Major McKinney builders including D.R. Horton, Lennar, Highland Homes, Bloomfield Homes, and Perry Homes cooperate with registered buyer agents. You must register Jakir as your agent before your first builder site visit. Registration is free and takes about 2 minutes.
McKinney new construction typically ranges from $380,000 to $700,000+ depending on community and floorplan. Trinity Falls and Stonebridge Ranch range from $430,000 to $650,000. Use the calculator for your estimated closing credit.
Active McKinney new construction communities include Trinity Falls, Stonebridge Ranch, Painted Tree, Erwin Farms, Fossil Creek at Westridge, and Craig Ranch. Nearby Anna, Melissa, and Prosper also have strong new construction inventory.
Yes. We offer full in-person buyer representation in McKinney and the entire Dallas–Fort Worth Metroplex, with the same closing credit of up to 2% we offer everywhere. We attend builder meetings, review contracts, and negotiate upgrades, lot premiums, and closing cost contributions on your behalf.
Register Before Your First McKinney Builder Visit
Registration is free, takes 2 minutes, and is the only requirement to remain eligible for your estimated closing credit.