Plano New Construction Closing Credits
Buying new construction in Plano, Allen, Richardson, Frisco, or anywhere in Collin County? Keep most of the buyer-agent commission (returned as an estimated closing credit, subject to lender approval), with no out-of-pocket cost. Up to 2% of the price back as a closing credit, statewide.
*Example shows the maximum 2% closing credit on a $550,000 home. Actual closing credit varies by builder and purchase price, and is subject to lender approval. Buyer-agent compensation is negotiable and not set by law.
*Estimates only. Subject to lender approval & closing terms. EXL Realty Group, TREC broker license 9015220, agent 0778114.
See Full BreakdownHow much cash back do you get on a new-construction home in Plano?
EXL Realty Group returns up to 2% of the purchase price as an estimated closing credit, paid from the buyer-agent commission the builder pays. We keep the rest of the builder-paid commission as our fee. On the median Plano new-construction list price in our live feed ($478,160), that is up to about $9,563; on a $500,000 home, up to $10,000. As of August 29, 2026, the feed shows 9 new-construction homes in Plano (0 ready now) from builders including Mattamy Homes and DRB Homes. Register EXL Realty Group as your agent before your first model-home visit to stay eligible; the credit is applied at closing, subject to lender approval.
Page last reviewed: August 29, 2026 · Inventory figures come from our live builder feed and refresh weekly.
Plano Builders & Communities We Serve
We work with all major new-construction builders in Plano and the surrounding Collin County area. Register before visiting any builder to remain eligible for your estimated closing credit.
Plano-Area Builders We Represent You With
Not affiliated with, endorsed by, or sponsored by any builder listed above.
Plano Communities
Nearby Cities
Living in Plano: counties, school districts and commutes
- Counties
- Most of Plano (about 96%) is in Collin County. A small part, about 4%, is in Denton County.
- School districts
- Plano ISD serves about 87% of the city. Parts of Plano are in Frisco ISD and Lewisville ISD, and a small area is in Allen ISD. Check a specific address with the Texas Education Agency School District Locator.
- Getting around
- Four major highways run through Plano: US 75, the Dallas North Tollway, the President George Bush Turnpike and SH 121 (Sam Rayburn Tollway).
Keep exploring: Allen · Frisco · McKinney · All of Dallas-Fort Worth
Counties and school districts from U.S. Census Bureau and Texas Education Agency 2025-26 boundary data; shares are of each city’s land area. Commute routes from city and economic development pages.
How It Works
Three steps to receive an estimated closing credit on your Plano new-construction home.
Register Jakir as My Agent
Complete a quick online registration before visiting any builder. This registers Jakir Malek (EXL Realty Group) as your buyer's agent. Takes about 2 minutes, at no cost.
Shop Any Plano-Area Community
Tour model homes and choose the new construction that fits your life. Works with all major Plano-area builders: D.R. Horton, Meritage, Highland Homes, Lennar, and more.
Close & Receive Your Estimated Credit
At closing, the estimated closing credit is applied to your costs, subject to lender approval. Use it for closing costs, a rate buydown, or builder upgrades.
Plano New Construction Rebate Calculator
Enter your expected home price to estimate your closing credit. EXL Realty Group returns up to 2% of the purchase price of any new-construction home as an estimated closing credit (for example, up to $10,000 on a $500,000 home), paid from the buyer-agent commission the builder pays. We keep the rest of the builder-paid commission as our fee. The credit is applied at closing, subject to lender approval.
Our fee: the rest of the builder-paid commission
You receive up to: 2% of the price
Plano New Construction FAQ
Answers about Plano-area builders, the closing credit, and legality in Texas.
Yes, though Plano is a more established city than Frisco or McKinney, there are still new construction opportunities in select communities and infill projects. Nearby Allen and Frisco have extensive new builder inventory that is easily accessible to Plano-based buyers.
Plano new construction typically ranges from $480,000 to $800,000+ depending on the community and builder. On a $550,000 home, the estimated closing credit would be up to about $11,000.
Yes. We offer full in-person buyer representation in Plano and the entire Dallas–Fort Worth Metroplex, with the same closing credit of up to 2% we offer everywhere. We attend builder meetings, review contracts, and negotiate upgrades and closing cost contributions.
Register Before Your First Plano Builder Visit
Registration is free, takes 2 minutes, and is the only requirement to remain eligible for your estimated closing credit.